Mural in downtown Brady, TX

Checking



Detail Fee
Minimum Initial Deposit 
$100
Minimum Balance  None
Monthly Fee
$2.00
Earns Interest  No
Check Writing Privileges  Yes
Item Fee $0.12 per debit item over 40 per statement cycle
Debit Card Available
ATM Withdrawals* Free at BNB ATMs; $2.50 at other ATMs
Online Banking  Included 
Overdraft Privilege** $750 limit 
eStatements Available 


Detail Fee
Minimum Initial Deposit $100
Minimum Balance None
Monthly Fee $3.75 if balance falls below $600 minimum balance 
Earns Interest  No
Check Writing Privileges  Yes
Item Fee $0.12 per debit item if balance falls below $600 minimum balance 
Debit Card Available
ATM Withdrawals* Free at BNB ATMs; $2.50 at other ATMs
Online Banking Included
Overdraft Privilege** $750 limit
eStatements Available 


Detail Fee
Minimum Initial Deposit $100
Minimum Balance None
Monthly Fee $6.95
Earns Interest  See Comparison Chart
Check Writing Privileges  Yes
Item Fee $0.12 per debit item if more than 40 in a statement cycle 
Debit Card Available 
ATM Withdrawals*  Free at BNB ATMs; $2.50 at other ATMs
Online Banking  Included 
Overdraft Privilege** $750 limit
eStatements Available 
Identity Theft 911 Included
Identity IQ Max  Included - requires enrollment
Cellular Telephone Protection Included
Accidental Death & Dismemberment Common Carrier Coverage Included 

Lifesteps® Living Family Journal Software

 Included 


Detail Fee
Minimum Initial Deposit  $100
Minimum Balance  None
Monthly Fee $2.95
Earns Interest Yes
Check Writing Privileges Yes
Item Fee $0.12 per debit item if more than 40 in a statement cycle 
Debit Card Available
ATM Withdrawals*  Free at BNB ATMs; $2.50 at other ATMs
Online Banking Included
Overdraft Privilege** 
$750 Limit
eStatements  Available
Identity Theft 911 Included
Identity IQ Max  Includes - requires enrollment 
Cellular Phone Protection Included
Accidental Death & Dismemberment Common Carrier Coverage  Included
Lifesteps® Living Family Journal Software Included 


Detail Fee
Minimum Initial Deposit $100
Minimum Balance  None
Monthly Fee $8.50 if balance falls below $1,000 minimum balance 
Earns Interest  Yes
Check Writing Privileges  24 per statement Cycle 
Item Fee $0.12 per debit item if more than 25 in a statement cycle
Debit Card Available
ATM Withdrawals* Free at BNB ATMs; $2.50 at other ATMs
Online Banking  Included
Overdraft Privilege  $750 limit
eStatments Available 



Detail Fee
Minimum Initial Deposit $100
Minimum Balance None
Monthly Fee No charge if daily balance is $1,000+; $8.50 if below $1,000
Earns Interest Yes
Check Writing Privileges  Six per statement cycle
Debit Card Available
ATM Withdrawals*  Free at BNB ATMs; $2.50 at other ATMs
Online Banking  Included 
eStatments Available 


Detail Fee
Minimum Initial Deposit $100
Minimum Balance None
Monthly Fee No charge if daily balance is $1,000+; $8.50 if below $1,000
Earns Interest See comparison chart
Check Writing Privileges  Six per statement cycle
Debit Card Available
ATM Withdrawals*  Free at BNB ATMs; $2.50 at other ATMs
Online Banking  Included
eStatments Available




*Additional fees may be assessed by non-BNB or affiliated ATM owners. See Locations for BNB ATM locations.

** Accounts will be charged the standard Overdraft fee of $25.00 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $25.00 for items returned. An overdrawn balance must be repaid within 35 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-five (35) day period for a minimum of 24 hours, if you default on any loan or other obligation to Brady National Bank or if your account is subject to any legal or administrative order or levy.